I think everyone is nervous when considering a hair piece so don't feel bad about that. Propecia isn't an effective treatment for the hairline and midsection as it is only indicatied for crown hair loss. Propecia is basically a hair maintenance drug which will allow someone to hold on to the hair that they haven't already lost. It may grow some hair back that was lost in the last couple of months but I wouldn't count on it. There is a benefit to taking the drug in your case as it will give you more options down the road if you hold on to the hair you have. If you decide you want to consider hair transplants in the future the propecia will have been a smart move. I believe keeping all of your options available is the best way to go. IMHO a partial hairpiece is a good starting point for someone in your situation. What do you really have to loose except a couple hundred bucks.